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How Rich People Think
Zero-based budgeting isn't just about self-discipline.
Spending money is about developing an unbreakable emotional intelligence.
In the movie, The Pursuit of Happiness, Chris Gardner gets dumped by his wife for barely making enough money to pay the bills. From Struggling as a health machine salesman to becoming a stockbroker and landing a multi-million-dollar contract, he shows the world the true meaning of resilience.
But that was neither his best nor his only feat as a strong man who beat the odds. He took his son to play ball and told him to. “Never let anyone tell you that you cannot do something, not even me.’’ He bought his son a candy bar even though they were sleeping in New York City bathrooms.
And he made it a duty to solve the problems that those around him were as complex as putting the colorful pieces of a rubrics cube together. He was also excited and humbled while invited to VIP seats at professional baseball and football games. As well while finding the person who stole his machine sold.
The middle-class famously live beyond their means.

Yet they were all essential parts of spending the little money, time, and energy on things that matter most. Zero-based budgeting at its finest. No B.S, only…